BHIM App: Start Sending, Receiving Money Without Disclosing Account Number.. 10 Steps

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Developed by the National Payments Corporation of India (NPCI), BHIM was launched on Gregorian calendar month thirty, 2016. Through the BHIM app, a user will create payments by providing details such has mobile range, name and Aadhaar range, while not having to share own checking account details.

Mobile app BHIM or Asian country Interface for cash allows wire transfer of cash via the Unified Payment Interface (UPI) interface. Developed by the National Payments Corporation of India (NPCI), BHIM was launched on Gregorian calendar month thirty, 2016. exploitation the BHIM app, a user will create payments exploitation details such has mobile range, name and Aadhaar range, while not having to share own checking account details. BHIM users will create direct bank payments to anyone on UPI. BHIM facilitates this either by exploitation the recipient’s UPI ID or scanning his/her QR code – a barcode which will be browse by smartphones – with the mobile app. BHIM users may also request cash from a UPI ID, among several different options.

In its bid to simplify BHIM payments, the government has listed 10 simple steps on microblogging site Twitter. These are:

1. Download and install BHIM from Google Play.

2. Select your preferred language.

3. Select the mobile SIM number registered with Bank CBS (Core Banking Solution).

4. Log in by setting a four-digit application password.

5. Link your bank accounts using the ‘bank account’ option.

6. Set your UPI PIN

7. Visit the ‘profile’ option and set a virtual payment address (VPA). Two VPAs are allowed per user on mobile app BHIM.

8. Set one VPA as primary virtual payment address.

9. QR code: This features enables a user to send and collect money through a ‘scan and pay’ option.

10. Send, receive or collect money using a virtual payment address, account number, IFSC or through ‘scan and pay’.